It is a new year which always means, new you with new goals that you desired. The number one new year’s resolution is to lose weight but what about losing weight in your wallet? We all don’t want to do that. You want to spend less and save more money, don’t you? The goal of saving more money is popular because it the money goes towards something you want such as a vacation, new car, or new place to live. It is that buckling down and sticking to it is really what you need to do in order to get this goal accomplished. I am sharing a few simple tricks to get you saving your wallet from losing unnecessary weight.
Stop Impulsive Shopping
When we shop there are times when you just grab things because it looks good, it looks pretty or just because you feel like you have to have it. News flash! You don’t have to have it. In fact, 10 out of 10 times you really don’t need it. So how to stop impulsive shopping especially online you can unsubscribe to your favorite stores so that you lose the temptation that pops up in your email. When you are going to the store try using lists and sticking to them. Also, eat before you go shopping to prevent you from hungry shopping which always results in grabbing food you don’t need at the time.
Having a cash diet tends to work especially since you can see what you have compared to relying on just tap and cards. It makes sticking to a budget helps since you can see what you have right there in front of you and also makes you more aware of what you’re spending. It is ever so easy to not worry about what you are spending simply because you are tapping your card on the machine or inserting your card. We see what we are spending however after that it lays in our bank statements and completely forgotten in our minds. With cash, you see what your spending and how much it left. It keeps your mind in check of what you are spending
Track Spending Habits
Keeping a tracking sheet so you can go through all your spending habits. There are many apps on your phones or computer that help you stay on the right path to spending less and staying on budget. Many like to go the traditional route and have a budget book or physical sheet of paper. It is much easier for them to have a written log of expensive compared to remembering to check it on the internet.
Another saving hack is online subscriptions to stores. I was just introduced to Harry’s and their shave subscription service. Harry’s will deliver quality razor blades right to your door. Not only is this convenient, the razors are half the price of their competitors that you find in the stores!
Now you have all the things you need to spend less and save more. These are simple actions that we get you to your goal of having more money in your pocket. Don’t let yourself fall short of money this year. Get ready to start saving the money for the things you truly desire!